Loan Rates

2016-2019 Titled Loans (Cars, Trucks, SUV's, Van's)  
Term** APR* Calculate
Payment **
36 Months Contact us today! Loan Calculator
48 Months Contact us today! Loan Calculator
60 Months Contact us today! Loan Calculator
72 MonthsContact us today! Loan Calculator
84 Months Contact us today! Loan Calculator
Other Loan Types / Term**APR* Payment
Example
Share Pledge - up to 60 months3.50% - over current variable regular share rate. Loan Calculator
Share Certificate - remaining term 3.50% - over maturity current rate.
Maturity - remaining term of certificate
Loan Calculator
Personal As low at 10.20%
Visa Credit Cardas low as 9.0% APR*
TO APPLY FOR A VISA CARD: Print the VISA Application, complete it and return it to: Midwest Family FCU, PO Box 48, Portage, IN 46368
APR = Annual Percentage Rate - All Loan Rates are subject to change.
*Risk based lending is used to determine specific rate.
** Term used to calculate a payment .
**Balance used to calculate payment on personal loans and VISA

VISA Annual Percentage Rates and Fees 
Annual Percentage Rate (APR) for purchases9.0% A
11.5% B
14.0% C
Cash Advance APR9.0% A
11.5% B
14.0% C
Penalty APRN/A
Annual Fee N/A
Grace Period for Repayment for the Balance of Purchases25 days
Method of Computing the Balance of Purchases Average Daily Balance
(including new transactions)
Minimum Finance ChargeN/A
Periodic Rate0.75% A
0.958% B
1.166% C
The Minimum Monthly Payment is 2.4% of your total new balance but not less than $30.00 plus the amount of any unpaid prior payment due.
Other Fees are:
Over Limit Fee$15.00 if over credit limit on cycle date by $1.00
Late Fee $25.00 if payment not received 10 days after due date
Draft Copy Fee$ 2.00
Draft/ACH Return $20.00
Replacement Card Fee $ 5.00
Card Center Phone Payment$ 3.00