Loan Rates

2015-2018 Auto Loans (Cars, Trucks, SUV's, Van's)  
Term** APR* Calculate
Payment **
36 Months As low as 1.50%* Loan Calculator
60 Months As low as 2.25%* Loan Calculator
72 Months As low as 3.89%* Loan Calculator
2013-2014 Auto Loans (Cars, Trucks, SUV's, Van's)  
Term**APR*Calculate
Payment **
36 Months As low as 1.60%* Loan Calculator
60 MonthsAs low as 2.75%* Loan Calculator
72 MonthsAs low as 4.50%* Loan Calculator
2012 & Older Auto Loans (Cars, Trucks, SUV's, Van's)  
Term** APR*Calculate
Payment **
36 MonthsAs low as 1.70%* Loan Calculator
60 MonthsAs low as 3.40%* Loan Calculator
New & Used RV, Motorcycles and Boats   
Term**APR*
Up to 60 Months As low as 3.50%* Loan Calculator
72 MonthsAs low as 5.75%* Loan Calculator
*APR = Annual Percentage Rate. All Loan Rates are subject to change weekly. The rate you receive will be based on your credit profile, term of the loan, and amount financed.
** Term used to calculate payment
Risk Based Lending used to determine specific rate
Other Loan Types / Term**APR* Payment
Example
Share Pledge - up to 60 months3.50% - over current variable regular share rate. Loan Calculator
Share Certificate - remaining term 3.50% - over maturity current rate.
Maturity - remaining term of certificate
Loan Calculator
Personal (open end) 9%, 11.5% or 14 - Up to $20,000 total unsecured per member
Minimum monthly payment is 3.0% of the outstanding balance.
Visa Credit Cardas low as 9.0% APR* - Up to $20,000 total unsecured per member
TO APPLY FOR A VISA CARD: Print the VISA Application, complete it and return it to: Midwest Family FCU, PO Box 48, Portage, IN 46368
APR = Annual Percentage Rate - All Loan Rates may change weekly.
*Risk based lending is used to determine specific rate.
** Term used to calculate a payment .
**Balance used to calculate payment on personal loans and VISA

VISA Annual Percentage Rates and Fees 
Annual Percentage Rate (APR) for purchases9.0% A
11.5% B
14.0% C
Cash Advance APR9.0% A
11.5% B
14.0% C
Penalty APRN/A
Annual Fee N/A
Grace Period for Repayment for the Balance of Purchases25 days
Method of Computing the Balance of Purchases Average Daily Balance
(including new transactions)
Minimum Finance ChargeN/A
Periodic Rate0.75% A
0.958% B
1.166% C
The Minimum Monthly Payment is 2.4% of your total new balance but not less than $30.00 plus the amount of any unpaid prior payment due.
Other Fees are:
Over Limit Fee$15.00 if over credit limit on cycle date by $1.00
Late Fee $25.00 if payment not received 10 days after due date
Draft Copy Fee$ 2.00
Draft/ACH Return $20.00
Replacement Card Fee $ 5.00
Card Center Phone Payment$ 3.00