Titled Loans

In February 2017, the Credit Union revamped its auto loan program. All the changes benefit the MEMBERS who will SAVE, SAVE, SAVE!

Rate discounts have been added to save our members EVEN MORE! Competition from other banks and dealers has driven down APR’s so that we can continue to be the Best Place to Get a Loan!

Vehicles are now classified by their model year: New (2016-2019), Newer Used (2014-2015), and Used (2013 and older).

Want a shorter term? We’ve added a 36-month option so you can finish your payments faster than ever!

We service credit scores A+, A, B, C, and D.

Refinance from another financial institution to lower your monthly payment and/or reduce the overall cost of your vehicle’s loan!

Deciding which new or used car, truck, van, or RV you’ll buy is a lot of fun but also takes some careful planning and research.

What factors do you consider when buying? Year, make, model, purchase price? Of course. But what about loan cost? You know, the thousands of additional dollars you may shell out over the course of your new loan. Heading off to the dealer without a loan strategy in place could cost you far more than you planned.

Before you buy, check out our highly competitive Auto Loan rates. We offer low rates, 100% financing, quick approval, and terms up to 84 months.

What’s that? You already financed your car through the dealer? Don’t worry. We can fix that! Ask us how you can shrink your monthly payments by refinancing your vehicle.

Remember, our credit union is not-for-profit. The earnings we make don’t pay executive bonuses – they are returned to our members in the form of lower loan rates, higher deposit rates, and other services and benefits. Financing through Midwest Family Federal Credit Union is good for your bottom line, the other members of The Family, and your community in which we invest. In every way, this is a GOOD LOAN!

Apply Online Now!

 

Auto Rate Discounts**

REFINANCE KNOCK OUT!!!

We want to help you KNOCK OUT your debt!  As a Member of our Family, let us help you get the most value out of your money!  Refinance your current loans from other lenders with a loan from Midwest Family Federal Credit Union and we’ll lower your interest rate by 1%!  After all, you work hard for your money and that’s what we’re here for!

Direct Deposit Discount

 In addition to our already low rates, we’ll lower your loan rate by an additional .25% if you currently have direct deposit to your Midwest Family account and set up automatic payments for your loan.

**Terms and conditions apply; loans are subject to credit approval. Loan rate can not go below 1.5%.

*Note: The above Auto Rate Discount cannot be combined with any other discount offers.

 

 

Titled Loan Rate Discounts**

Direct Deposit Discount

-Earn a 0.25% APR* discount if you have an established direct deposit at the time you apply for the loan.

Autopay Discount

-Earn a 0.25% APR* discount when you setup an automatic payment to pay your loan each month.

Loyalty Discount

-Earn a 0.25% APR* discount if you have been a member for longer than 5 years.

Multiple Loan Discount

-Earn a 0.25% APR* discount for a current outstanding 1st mortgage, 2nd mortgage or home equity.

 

**Terms and conditions apply; loans are subject to credit approval. Loan rate can not go below 1.5%.

*Note: The above Auto Rate Discount(s) cannot be combined with any other discount offers.