Share Certificates:

Share Certificates are available to members who wish to take advantage of a fixed rate of interest via a time deposit. Terms are from 6-60 months depending on your desired investment period. Earn attractive yields on deposit. Penalties for early withdrawal apply.

Individual Retirement Accounts (IRA):

An Individual Retirement Account is a personal tax-deferred savings plan set to provide for your retirement or child’s education. Choose from traditional, ROTH or educational IRA. IRA funds are separately insured to $250,000 by the NCUA.

Share Certificates, Traditional IRA, ROTH IRA, and Educational IRA

$1,000 Minimum Balance  
6 Months0.50%0.50%
12 Months 0.60% 0.60%
24 Months 0.75% 0.75%
36 Months 1.00% 1.00%
48 Months1.50%1.50%
60 Months2.00%2.00%

Accounts other than certificates are variable rate.
APY = Annual Percentage Yield
Rates are subjected to change, weekly on Wednesday.

Penalties for early Withdrawals
Term Less than 1 Year – 30 Days Dividends
Term 1 year or Greater – 90 Days Dividends